Lending programs
Every program below is underwritten on appraised value and a clear exit strategy. Personal files from $50,000 and commercial files up to $1,000,000.
From $50,000
Financing built specifically for Alberta homeowners who want to construct a legal basement suite. We fund the build, you collect the rent, and the suite lifts the value of the whole property.
Learn more about Basement developmentFrom $50,000
A straightforward way to draw on the value built up in your Alberta home. Approvals are based on appraised value and a clear exit strategy, so the process stays simple.
Learn more about Home equity loansFrom $50,000
Roll high cost credit cards, lines of credit, and arrears into a single equity backed loan with one predictable payment.
Learn more about Debt consolidationFrom $50,000
Kitchens, additions, garages, and full remodels funded on the equity you already hold, with payments that stay light while the work is in progress.
Learn more about Home renovationsFrom $50,000
First position financing for Alberta property when the bank timeline or the paperwork does not fit the deal in front of you.
Learn more about First mortgagesFrom $50,000
Access equity without disturbing a favourable first mortgage. Second position financing sized to the equity behind your existing loan.
Learn more about Second mortgagesFrom $50,000
Real estate transactions do not always fail because buyers change their minds. Financing delays, underwriting issues, appraisal concerns, documentation requirements, and last minute lender conditions stop deals from closing on time. The B2 Bridge Loan lets the seller receive the purchase price while the purchaser gets additional time to secure permanent financing and complete the transaction.
Learn more about Bridge loansFrom $100,000
Interim financing for multi unit projects working toward a CMHC MLI Select take out, so construction and acquisition timelines keep moving.
Learn more about CMHC MLI Select bridgeFrom $100,000
Commercial financing from $100,000 to $1,000,000, underwritten on the asset and the exit strategy rather than on ratios and red tape.
Learn more about Commercial loans